My wife adores Christmas. She starts playing Christmas music in November, insists the tree is up before December 1st, and has finally convinced me to visit Strasbourg, known as the “Capitale de Noel.” It’s one of her favourite times of the year. For many years, I played the ‘Scrooge’ to her ‘Elf,’ but her infectious enthusiasm has finally won me over (the coffee advent calendar certainly helped).
However, Christmas can be a challenging time for many, especially when dealing with the loss of a loved one. Time can seem to stand still, and this feeling can be even more pronounced during the festive season.
With many businesses closed during the holidays, it can be hard to know what to do. Here are some tips to help navigate this difficult time:
- Secure the Home and Possessions: If the deceased lived alone, secure their home and possessions. Lock windows and doors and stop any deliveries. Avoid removing items unless you are the executor, but ensure valuable items are out of sight.
- Notify Insurers: Find insurance information for the building and contents. Notify insurers of the change in circumstances to keep the property adequately insured, especially during winter.
- Register the Death: In the UK, register the death within 5 days. This can be challenging over Christmas, with registry offices working reduced hours. Don’t stress if it takes longer. Find your nearest registry office on the government website.
- Provide Necessary Documents: To register the death, provide the Medical Certificate of Cause of Death, usually issued by the GP or hospital. You’ll need personal details of the deceased, such as date of birth, address, and information on pensions or benefits. Documents like birth and marriage certificates and National Insurance numbers will help.
- Obtain Death Certificates: The death certificate will be issued, and you can get additional copies for estate administration. There is a fee, so check with your local registrar. Keep receipts to claim expenses back from the estate.
- Arranging the Funeral: The registrar will issue a certificate for burial or cremation, which you’ll need to give to the funeral director. The deceased may have expressed funeral wishes in their Will or a separate note. While not legally obliged to follow these wishes, many prefer to do so.
Most importantly, if you’re struggling with loss and grief, remember there are people you can talk to. Loss is never easy, and the Christmas period can heighten these emotions. If you can’t speak with friends or family, call the Samaritans free on 116 123, anytime. Their trained volunteers offer confidential and non-judgemental support on any issue, including bereavement.
Contact FJG for Assistance
If you’re unsure about the status of your will or need help with its revision, don’t hesitate to reach out to our Wills, Life Planning, and Probate team. Contact us.
Please note that our offices will close for Christmas from 12:30pm on Tuesday 24th December 2024 and will re-open at 9am on Thursday 2nd January 2025.